Homeowner's insurance generally offers minimal coverage for personal belongings in your RV. A specialized RV insurance policy will provide comprehensive protection against theft, damage, and liabilities, ensuring your personal items are fully covered.

RV insurance can be surprisingly affordable, especially when compared to the potential costs of uninsured damage or liability. The peace of mind from knowing you're protected is often worth the relatively small premium. Contact us for a quote tailored to your needs.

RV insurance offers actual cash value and agreed value coverage. Actual cash value takes into account the age and condition of the vehicle, while agreed value coverage protects the insured value without depreciation concerns.

If your RV becomes inoperable more than 50 miles from home due to a covered loss, emergency expense coverage provides for temporary living facilities, transportation back home, and the cost of returning the RV if it's not declared a total loss.

Full-timer RV insurance is for those who live in their RV full-time as their primary residence. It includes coverage for personal liability, medical payments, loss assessment, and more, ensuring you have comprehensive protection similar to a homeowner's policy.

Yes, medical RV insurance covers injury to individuals riding in the vehicle, regardless of who caused the accident. It can also help with funeral costs and other related expenses.

Uninsured motorist coverage protects you if you're in an accident with a driver who lacks sufficient insurance. It helps pay for damages when the at-fault driver doesn't have adequate coverage.

PIP provides benefits regardless of fault in an accident, covering medical expenses and lost wages. It is often mandatory and covers the policyholder, their family members, passengers, and pedestrians involved in an accident.

Roadside assistance offers services such as towing, flat tire changes, battery jump-starts, fuel delivery, and lock-out assistance, ensuring you're covered in emergencies while on the road.
For more detailed information or specific queries, please contact The Motorcoach Store, and our team will be happy to assist you.

A policy that pays the amount agreed upon at the policy's inception in the event of a total loss. This value does not depreciate over time and is listed on the Declaration page.

Insurance that covers damage to your RV caused by events other than a collision, such as theft, fire, vandalism, or natural disasters.

Insurance that covers damage to your RV resulting from a collision with another vehicle or object, regardless of who is at fault.

The amount you pay out-of-pocket before your insurance coverage kicks in. Choosing a higher deductible can lower your premium.

Covers costs incurred if your RV becomes inoperable more than 50 miles from home due to a covered loss. This includes temporary living expenses, transportation, and the cost of returning the RV home if not declared a total loss.

Specialized insurance for those who live in their RV full-time, providing coverage similar to homeowner’s insurance, including personal liability, medical payments, and loss assessment.

Insurance that provides protection against claims resulting from injuries and damage to other people or property. This coverage helps pay for medical expenses, legal fees, and repairs.

Covers medical expenses for you and your passengers in the event of an accident, regardless of who is at fault.

Insurance that covers personal belongings within your RV that are damaged or stolen. This ensures your valuables are protected even while on the road.

No-fault insurance that covers medical expenses and lost wages for the policyholder and passengers, regardless of who is at fault in an accident.

Pays to replace your RV with a new one of similar kind and quality if it is totaled. After five model years, the amount listed on the Declaration page is paid.

Service providing help if your RV breaks down. Includes towing, tire changes, battery jump-starts, fuel delivery, and lock-out assistance.

Protects you if you're involved in an accident with a driver who does not have insurance or does not have enough insurance to cover the damages. This coverage helps pay for your medical expenses and property damage.
For more detailed explanations or additional terms, feel free to contact The Motorcoach Store team, and we'll be happy to assist you.